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As a Financial Representative for the Northwestern Mutual Financial Network, I provide innovative solutions for my clients' personal and business needs. I don't do it alone. Here you will find a listing of the people who help make it happen.

Together, we stand committed to providing the best customer service possible. If you have a problem or need assistance at any time, please let us know.

Lynne M Rifkin Associate Financial Representative lynne.rifkin@nmfn.com 574-247-6600 Allow me to introduce you to Lynne, who is an integral part of my practice. Lynne began her career with Northwestern Mutual in 1987 as a Customer Service Representative and joined my team in 1988. She expanded her knowledge of the insurance industry in 1990 by earning her licenses. She also became one of the first Associate Financial Representatives of our local office. With Lynne's strong commitment to exceptional customer service, and thorough understanding of the products and services available through the Northwestern Mutual Financial Network, you can feel confident in contacting Lynne with your questions or servicing needs. Lynne and her husband, Marv, live in South Bend, Indiana.

Amy Ciula Associate Financial Representative 574-247-6600 Amy joined Northwestern Mutual Financial Network in 1989 as a co-op student working in the local office. After graduating from Michiana College in 1995 with a background in accounting, she reinforced her commitment to outstanding customer service in 1999 by becoming an Associate Financial Representative. Amy became a member of my team in 2000 and is fully qualified to handle your servicing needs. Amy and her daughter, Samantha, reside in Mishawaka, IN. Amy’s interests include reading, traveling, biking and fitness.

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Before you agree to receive financial planning services, please see complete information and disclosures in the NMIS Financial Planning Brochure (also called the ADV brochure) and review the terms of the NMIS Planning Engagement Agreement. These may be obtained from your Financial Advisor.

Northwestern Mutual is the fleet name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM), and its subsidiaries. Northwestern Mutual Financial Network is the marketing name for the sales and distribution arm of Northwestern Mutual. John S Abernethy is an Insurance Agent of NM (life insurance, annuities and disability income insurance) and Northwestern Long Term Care Insurance Company, Milwaukee, WI, a subsidiary of NM (long-term care insurance), and a Registered Representative and Investment Adviser Representative of Northwestern Mutual Investment Services, LLC, 111 Monument Cir # 3800 Chase Tower, Indianapolis, IN 46204-5175, 317-238-6500, a wholly-owned company of NM, broker-dealer, registered investment adviser and member FINRA (www.finra.org) and SIPC (www.sipc.org). NM and the Northwestern Mutual - Indiana are not broker-dealers or registered investment advisers. There may be instances when this agent represents insurance companies in addition to NM or its affiliates.

The products and services referenced are offered and sold only by appropriately appointed and licensed entities and Network Representatives. Network Representatives and their staff might not represent all entities shown or provide all the services discussed on this Web site. Not all products and services are available in all states.

John S Abernethy is primarily licensed in Indiana and may be licensed in other states.

CA License: #0C59061

Spike Abernethy, AEP®, CLU®, ChFC®

Financial Advisor

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Spike Abernethy, AEP^®, CLU^®, ChFC^®

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